Ten signs that you are wasting time.

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Time is precious but how much do we value it depends on us and our profile. “The only thing god has given us for free and equally everywhere is time”. we don’t even realize that we are actually wasting it. Here are ten signs which make you understand that you are wasting time.

1. You Complain a Lot.

You always have huge list of complaints. No one will consider them unless you adjust to everything. Your life ends up making excuses and explaining them. Negativity doesn’t change things, It just keeps you stuck.

2. Distracting.

Each distraction enters our mind, gain control of our attention and resources. As a result, our ability to focus, create, and accomplish suffers significantly. When you are with clarity of work about what and why, you will never be distracted .

3. Lack of Priorities.

This is often confused as lack of time. When you don’t prioritize, You often tend to mess up things. This will make you stop and correct all your messed up issues which is a kind of double work. Make sure you have priorities for your betterment.

4. Fear of Failure.

Fear can cause us to do nothing, and therefore we resist moving forward. But when we allow fear to stop our forward progress in life, we’re likely to miss some great opportunities along the way. Your fear is likely to make you a failure, overcome it.

5. Waiting for Inspiration.

Most people waste time in waiting for inspiration. Waiting is simply about doing nothing and kills the time. Only when we make a move we will get inspiration from that consequently. Inspiration will not come until it is created.

6. Too Many Breaks.

Maybe a little snack or drink to get you through the day is okay. The problem is, you end up lingering and never really get your focus back. Staying focused and committed will never let you take breaks, so be clear about your work.

7. Worrying About Opinions.

Every person’s opinion is different from other, so it impossible to satisfy all. Criticizing is a easy task. So people will simply judge you for whatever you do. Don’t get that into mind. Never worry about opinions, just do whatever you want to do.

8. Repeating Mistakes.

Everyone commits mistake. Wise are those who learn from their mistakes. So take time to understand the mistake and don’t repeat it again. May be it is difficult to avoid mistakes but be prepared. Never stop trying even if you do mistakes.

9. Wasting Time on Planning.

Most people spend their time on planning things. You only learn when you fall and grace. Rather than wasting more time on planning and perfection, just do something and you will automatically understand how to be perfect.

10. Often Procrastinating .

Procrastination is the major reason why people don’t achieve. Tomorrow will never come if you keep on postponing the things. The more we hesitate to do the thing at the moment when it is supposed to be done, the more we tend to lose out. 

“A man who dares to waste one hour of time has not discovered the value of life.”

Charles Robert Darwin.
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Ten reasons why networking is important for you.

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Today, studies have shown that up to 80% of jobs are never advertised, they are filled by word of mouth. You must develop relationships and connections within your network to have more opportunities to advance your career. So, here is a list of ten reasons why networking is important for you.

1. Exchange of Fresh Ideas.

You never can tell how much you know without listening to other people. Exchanging of ideas adds up more knowledge into your account. Diversity of ideas makes you more unique and perfect.

2. Boosts Your Self Esteem.

Knowing people, being asked about your opinions and ideas, social thrill, and it’s exactly what you need. Especially if you’re an introvert who is looking to advance themselves in a competitive business environment.

3.Extra Resource of Knowledge.

You probably have tonnes of questions about your industry that not even Google can help you with. Talking to other professionals including your colleagues can help you resolve a lot of these queries.

4. Promotes the Value of Your Service.

A positive word about you from a relevant source to your potential employer works like magic. Even if your capabilities can’t help you directly, they can promote you to get opportunities in your field of work.

5. Makes You More Visible.

You get the opportunity to attend meetings with the people who can be helpful for your career building. The contacts you keep are largely attributed to your growth and highly influence your career opportunities.

6. Door to Opportunities.

Business and career-minded individuals who have networked over time have been able to expand with minimal effort because of the avenue of newer opportunities opened to them through networking.

7. Developing Long Run Relationships.

Though networking might not be an easy and fast approach to building a long-lasting relationship. But making it a two-way process of giving and taking can open the door for a stronger relationship.

8. Diverse Support.

Whatever the career you choose you should need some moral, mental and technical support from others. When there is huge network you will be able to get support from various dimensions of your career building.

9. Networks Provide Security.

People who are well-connected are more likely to stay in their jobs longer and have shorter periods of unemployment than people who are not well connected. Thus networking provides you a greater security.

10. Influence Things Positively

Sometimes all our careers need is an influencer who can help things go our way, which is exactly what a professional network does. This is why taking active steps towards building and maintaining a network can be so beneficial in the long run.

“Your network is your net worth.”            

Porter Gale.
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Ten most asked job interview questions.

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There are a few questions that interviewers or employers always ask in a job interview and its important to respond to those questions effectively. In the next few minutes we will see what are the most asked questions in a job interview. So, Here is a list of ten most asked job interview questions.

1. Tell Me About Yourself.

The interviewer wants to know why you’re an excellent fit for the job. Try to answer questions about yourself without giving too much, or too little, personal information. This is the first and most asked question.

2. Why Should We Hire You?

The hiring manager wants to know whether you have all the required qualifications. Be prepared to explain why you’re the applicant who should be hired. This question is also mostly asked in interviews.

3. What Is Your Greatest Strength?

This is one of the questions that employers always ask to determine how well you are fit for the position. When you are asked this question, it’s important to discuss the aspects that qualify you for that specific job.

4. What Is Your Greatest Weakness?

Another typical question employers will ask is about your weaknesses. Do your best to frame your answers around positive aspects of your skills and abilities as an employee, turning seeming weaknesses into strengths.

5. Why You Have Left Your Previous Job?

The interviewer wants to know why you want to work for their company. When asked about why you have left your previous job position, stick with the facts, be direct and focus your answer on the future.

6. What Are Your Salary Expectations?

It seems like a simple question, but your answer can knock you out of competition for the job if you overprice yourself. If you underprice yourself, you may get shortchanged with a lower offer.

7. Why Do You Want This Job?

Employers ask this question to know why you want to join their company. Be specific about what makes you a good fit for this role, and mention aspects of the company and position that appeal to you most.

8. How Do You Handle Stress And Pressure?

The employer wants to know how you handle workplace stress. Avoid claiming that you never, or rarely, experience stress. Acknowledge workplace stress and explain how you’ve overcome it.

9. How Do You Overcome Difficult Situations?

The interviewer wants to know how you respond when faced with a difficult decision. As with the question about stress, be prepared to share an example of what you did in a tough or difficult situation.

10. What Are Your Goals For The Future?

This question is designed to find out if you’re going to stick around or move on as soon as you find a better opportunity. Keep your answer focused on the job and the company and describe your long-term goals.

“If opportunity doesn’t knock, build a door.”

Napoleon Hill.
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Ten best ideas for passive income.

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Passive income is income that requires little to no effort to earn and maintain. It is called progressive passive income when the earner expends little effort to grow the income. In the next few minutes we will see what are best ideas for passive income. So, Here is a list of ten best ideas for passive income.

1. Start Online Business.

Starting an online business would be a great idea for passive income. It requires less efforts or resources to setup one. You can sell almost anything in your website, only effort of yours is to find the right customer.

2. Real Estate Rentals.

Real estate rentals is a business model where you own or rent properties in order to rent it to other people for a better value than your investment. This way you make passive income from your tenants.

3. Network Marketing.

Network marketing is a business model that depends on person-to-person sales by independent representatives, often selling some products or services on behalf of a company in your network.

4. Rent Out Useful Items.

Renting out items or equipment you own when you are not using them is a good way to drive some passive income. Useful items like car, camera, bike etc., are always in demand for renting.

5. Peer To Peer Lending.

Peer-to-peer lending enables individuals to obtain loans directly from other individuals, cutting out the financial institution as the middleman. Lend money to trusted people in your peer network.

6. Mutual Fund Investments.

A mutual fund investment is a financial model, where a pool of money is collected from many investors, this money is invested into the markets and managed by professional money managers.

7. Invest In A Business.

Investing in businesses and startups will be a promising option for passive income. Once if you invest, you become a partner and get share in the profits of the business. Following business trends will help.

8. Affiliate Marketing.

Affiliate marketing is a income model, where you get money for referring and suggesting products or services offered by a company in your community. You get a income share from your referral purchases.

9. Sell Digital Content.

Creating and selling digital content like online courses, stock photos, copyright music, e-books etc., can be highly effective in boosting your passive income. Find out the right niche and get started.

10. Credit Card Reward Points.

There are many financial institutions and banks that offer schemes like reward points and cash backs for using their credit cards. It requires a small research for finding out the best ones from the list.

“You can’t build a reputation on what you are going to do.”

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Ten signs that you are a spendthrift.

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A spendthrift is someone who spends money prodigiously, extravagant and recklessly wasteful, often to a point where spending climbs well beyond the means. In the next few minutes we will see what are signs of being a spendthrift. So, Here is a list of ten signs that you are a spendthrift.

1. Avoid Checking the Bills.

The credit card bills arrive, and you avoid checking them, because subconsciously, you don’t want to see what you owe because you know, deep down, that you’ve spent too much. This avoidance to check bills may be a sign of being spendthrift.

2. Selling Off Possessions Frequently.

If you’re constantly searching for things to sell or pawn, so you can get money to afford your new expenses, definitely its sign of being spendthrift. If the things you’re selling are bought without any purpose, you need to check yourself.

3. Eating Most Of Your Meals Out.

Eating most of the meals out is the most common sign that someone is spendthrift. It is highly expensive. It’s easy to pull it off without feeling guilty because it’s food and you have to eat or whatever you’re convincing yourself to justify the expense.

4. Constantly Transferring Money Between Your Accounts.

If you’re constantly transferring money from one account to another, like your savings to your current. Maybe you should take a few minutes to see the itemized list of purchases on your online account for a reality check.

5. Buying All New Products.

If you are interested in buying all the new products and branded items available in the market, you’re buying even if its more expensive than you can afford. You’re a spendthrift as you are buying whatever you want and is brand new.

6. Bouncing Checks.

You’re bouncing checks, and you avoid your finances because they’re a black and white reminder that you’re out of control with your spending. This might also be one of the sign indicating your extravagant spending on unwanted things.

7. Difficulty In Affording Essentials A Few Days After Payday.

If you’re finding it difficult to afford the essentials and necessary items within a few days after you got your salary or paycheck, it means that you’ve spent your month’s budget in a few days after your payday. Isn’t this a clear sign of being spendthrift?

8. Avoiding Discussion About Your Recent Purchases.

If you find yourself embarrassed about your recent purchases, because you sacrificed something you needed for something you wanted. Take action and cut back on the impulses so you don’t have to be ashamed with your spending.

9. Frequently Asking Someone For Money.

If you’re always asking someone for money, because you’ve spent all yours and you have nothing to show for it. It’s time to cut down your over expenses or change your expensive lifestyle. This too is a sign of you being spendthrift.

10. Making Excuses To Buy Anything.

If you’re making excuses to buy anything you want and also you are convincing yourself to believe that your excessive expenses are justified because you wanted those expenses, then definitely it’s a clear sign of you being spendthrift.

“Whatever the mind of man can conceive and believe, it can achieve.”

Napoleon Hill.
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Ten reasons why you should invest in gold.

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Of all the precious metals, gold is the most popular as an investment. You can buy it in physical, digital and paper forms. In the next few minutes we will see why gold is a good investment. So, here is a list of ten reasons why you should invest in gold.

1. Stable Market Value.

Gold has a very stable market value compared to any other metals available in the market. Excluding few economic downfall situations gold has always maintained its market value and never lost its worth over the decades.

2. Protection Against Inflation.

Gold has historically been an excellent protection against inflation, because its price tends to rise when the cost of living increases. Inflation eats away at cash, making it less attractive as an asset, which then leads many investors to gold.

3. Less Maintenance Required.

Gold requires very less maintenance. Unlike other commodities, gold doesn’t need feeding, fertilizer or maintenance. One question that comes up with physical gold is the cost of storing and it is typically very low.

4. Easy To Encash.

Gold is very easy to encash. You can sell your gold whenever you want some money or you can trade it for many types of goods and services both online and offline. You can even get loans from many banks by having gold as collateral.

5. No Chance Of Deterioration.

Despite of the minor price fluctuations or short term highs and lows in the price, gold has always maintained a stable growth in it’s value over the years. There is almost no chance that value of gold can deteriorate.

6. Can Be Private & Confidential.

Gold is one of the few assets that can be private and confidential. If you choose your investment to be anonymous and no one has to know you own it. Virtually any other investment you may make does not have this benefit.

7. Increase In Demand.

Gold jewelry demand is ever-rising in many countries across the world. One of the biggest factors driving the increased demand for gold is the seasonal gifting of gold jewelry. With rapidly growing middle classes, the demand is expected to rise further.

8. No Risk Of Bankruptcy.

There is no risk of bankruptcy in gold investments unlike the equity company investments. Physical gold cannot go bankrupt or broke. It also means gold won’t go to zero. It’s never happened in its 3,000+ year history.

9. Physical Asset.

Gold can be a great physical asset compared to others. If you buy physical gold, you can hold it in your hand, something you can’t do with most other investments. Unlike bank accounts or credit cards, real gold can’t be hacked or erased.

10. Convertible Into Jewelry.

If you want to buy or gift gold, then you can covert your gold investments into jewelry. If you have virtual gold investments, then also you have options to convert those into physical form and get it delivered to you.

“Wealth is the product of man’s capacity to think.”

Ayn Rand.
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Ten most loved jobs in the world.

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Job satisfaction is rated on a scale of 0-100 and draws information from a variety of career surveys conducted around the world. Here is a list of ten most loved jobs in the world. This ranking is based on community discussions and relevant sources.


1. Product Designer (91% SC)

Product designers design most things we use in our day-to-day lives, from chairs and cutlery to clocks and computers, as well as specialist products like medical, electronics or telecommunications equipment. They aim to improve the way that existing products work and look.

2. Dental Hygienist (90% SC)

Dental hygienists examine patients for signs of oral diseases and provide preventive care, including oral hygiene. Takes care of screening procedures and examines a patient’s gums and teeth to look for disease, abnormality and accesses oral health conditions.

3. Clergy (87% SC)

Clergy are formal leaders within established religions. Their roles and functions vary in different religious traditions. A career in the clergy professions involves performing religious ceremonies, such as birth and coming of age rituals, weddings, and funerals.

4. Surgeon (86% SC)

The surgeon is responsible for the preoperative diagnosis of the patient, for performing the operation, and for providing the patient with postoperative surgical care and treatment. During the course of an operation, the surgeon must make important decisions.

5. Software Developer (84% SC)

Software developers are the creative minds behind computer programs. Some develop the applications that allow people to do specific tasks on a computer or another device. Others develop the underlying systems that run the devices or that control networks.

6. Chief Executive Officer (83% SC)

The responsibilities of a CEO includes, Leading the development of the company, communicating on behalf of the company, with shareholders, government entities, and the public. Creating and implementing the company or organization’s vision and mission.

7. Zoologist (82% SC)

Zoologists are biologists who study a variety of animal species, they are employed by museums, zoos or research laboratories. A typical day for a zoologist consists of checking in with all the animals under his care and making sure that they have plenty of food and water.

8. Paralegal (81% SC)

A paralegal performs delegated legal work for which a lawyer is ultimately responsible. They maintain and organize files, draft documents and conduct legal research. Paralegals are found in all types of organizations, but most work for law firms and corporate legal departments.

9. Financial Consultant (80% SC)

Financial Consultants provide advice to clients on taxes, retirement planning, investments, and insurance decisions to help clients achieve their financial objectives. Financial Consultants are either self-employed or work for financial institutions or consulting firms.

10. Firefighter (79% SC)

Firefighters will respond to many different calls for service. Those calls may include structural fires, technical rescues, medical emergencies, they drive firetrucks and other emergency vehicles. Put out fires using fire extinguishers and water pumps.

“The only way to do great work is to love what you do.”

Steve Jobs.
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Ten best strategies to make money online.

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At some point in our life, we would have thought of making money without going to workplace or being at home. Of course that would be great to make money in such a way, with the rise in use of smartphones and internet there are ample opportunities out there for those interested and have enough skills. Here is a list of ten best strategies to make money online.

1. Freelancing : ( Charging your clients )

Freelancing is selling your work or services for hour, day, job etc., rather than working on a regular salary basis to one employer. You can make money by charging your clients.

2. Blogging : ( Monetizing your blog )

Blogging is the set of many skills like writing, posting, linking, and sharing content easier on the internet, through your blog. You can make money by monetizing your blog.

3. Affiliate marketing : ( Selling company products)

Affiliate marketing is selling a company products in your network or community. You can make money by getting commissions from the company for the products you sold.

4. Youtube : ( Monetizing your channel )

Youtube is the biggest video sharing platform with over 3billion active users. where you can share videos through your channel. You can make money by monetizing your channel.

5. Website : ( Monetizing your website )

A website can be accessed through internet from anywhere in the world. It is like a digital space to sell, advertise, post etc. You can make money by monetizing your website.

6. Stock trading : ( Trading market shares )

Stock market is the platform, where you virtually trade equities and commodities of the public companies listed. You can make money by trading market shares.

7. Social media management : ( Managing profiles )

There are lots of business owners who have no time to manage their business on social media. You can make money by managing their social media profiles.

8. Dropshipping : ( Getting orders to seller )

Dropshipping is a retail fulfillment method where you don’t keep any products, instead redirect the orders to a third party seller. You can make money by getting orders to seller.

9. Influencer marketing : ( Promoting products/content )

Influencer marketing is recommending your followers or community to buy products or services of other businesses. You can make money from paid promotions.

10. E-commerce selling : ( Selling your products )

E-commerce selling is selling your products online through sites like amazon, e-bay etc., which has huge customer base. You can make money by selling your products.

“If you don’t find a way to make money while you sleep, you will work until you die.”

Warren Buffet.
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Ten signs that you are poor at money management.

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Money management is the way of managing our money, assets, investments, etc., being good at money management is very important for everyone as it helps you avoid debts, bad investments, financial losses etc., being poor at money management might let you in a lot of troubles.

1. Not having budget.

If you don’t have a budget, you don’t track your expenses and spend a lot more than needed, then you are poor at money management.

2. No savings.

If you are spending a lot of money and not saving anything for future, then you are poor at money management.

3. Getting into debts.

If you are borrowing money from others or committing monthly installments to afford your expenses, then you are poor at money management.

4. Impulse spending.

If you are spending money for discounts, offers, sales etc., without any forethought, then you are poor at money management.

5. High credit card usage.

If you are using your credit card very often for your expenses or bills, then you are poor at money management.

6. Being too stingy.

If you are spending on poor quality stuff for its cheaper price over the quality ones, then you are poor at money management.

7. Late payments of bills.

If you are doing late payments including penalties and fines imposed for late payments, then you are poor at money management.

8. Low credit score.

If you are not maintaining a good credit score with your banks or lenders, then you are poor at money management.

9. Debt for paying debts.

If you are getting into another new debt to pay off the existing debts, then you are poor at money management.

10. Zero knowledge of finances.

If you are not having basic or fundamental knowledge of finances, then you are poor at money management.

” Financial prosperity is impossible without constant planning and management of money. “

-Sunday adeleja.
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Importance of Wealth & Career in our life.

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As we all know that being wealthy and successful is considered as one of the important aspect of our life by a majority on the earth. So in the next few minutes we will have a quick walk-through on wealth and career, giving you the most out of this so called or a truly important aspect.

What is wealth & career?

Wealth is not about having a lot of money, it is about having a lot of options.


Wealth is the abundance of valuable financial assets or physical possessions which can be converted into a form that can be used for transactions. Talking about career, it is an individual’s journey through learning, work and other aspects of life. There are a number of ways to define career and the term is used in a variety of ways.

Why is wealth & career important?

Ambition is the first step to success. The second step is action.


Wealth is often considered important because it gives people a sense of security. The philosophy behind it is the more money you have, the more secure your future will be. That life will be easier and be more stress-free because you don’t have to worry about money and the things that money can buy.

Career on the other hand is considered equally important in our life because it gives a sense of direction to our life by giving life a purpose worth fulfilling. Achieving career goals and progressing in career gives a sense of satisfaction to us. It also helps us attain certain status in life and society.

How to be wealthy & successful?

A mistake that makes you humble is better than an achievement that makes you arrogant.


Having the right mindset is the most important key for wealth and success. Start with setting your goal. It is always best to start with how you want to finish. You have to set a specific goal about what or how much you want to achieve.You surely will not achieve something that even your brain feel impossible to achieve. You have to believe that you are “worthy of your goal”.

Once you set your goals, break them down to smaller phases and time frames, and work your way up, until you achieve your goal, be it wealth or fame or whatever it is you desire. At times, things might get tougher. Train your brain to shut down any doubts, just focus of all the goodness that you will have when you achieve your goal.

Not to mention, Living a purposeful life, makes you feel great and motivates you to achieve more and more in your life.In order to feel fulfilled all the time, one needs to be wealthy and successful.

“Create wealth, Enjoy freedom.”

Team Fortunehead.
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