Ten best wealth management books for you.

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Wealth management is a carefully practised art and science, which not only helps understand the underlying concepts of wealth creation but also deals with efficient management of resources. In a nutshell, wealth management is all about creating, protecting, and growing wealth.

1. The Millionaire Next door.

This book from Stanley Thomas focuses on the stories of normal people who went out to become millionaires. The author has calculated every step and decisions they made and have presented it in a more conventional fashion.

2. The Total Money Makeover.

Those who want to lead a tension-free financial life can seek this book for inspiration. David Ramsey, the author has clearly provided a novel outlook on how to survive the financial market without debt hovering around your head.

3. Wealth Management Unwrapped.

This book helps the reader in empowering their financial decisions and will guide you for all your how-to questions. From choosing a financial advisor to which financial product to choose for investments according to the current market condition, this book lays out all clear.

4. Richest Man in Babylon.

This is the best book you can avail as it consists of all the necessary details about wealth management including the things like it will answer questions about why to save, invest and grow wealth. You can also secure your financial future by applying the simple truths presented in this work.

5. The Psychology of Money.

Doing well with money isn’t necessarily about what you know. It’s about how you behave. And behavior is hard to teach. Money investing, personal finance, and business decisions are typically taught as a math-based field, But in the real world, it is quite contrasting.

6. Income For Life.

The most important thing you can do as a retiree is to develop a well-educated retirement and income plan. Even with the risks of market volatility, longevity, taxes, and costs, a correct understanding of income strategy can help you face future with confidence.

7. Entrepreneur Management Made Easy.

A visionary businessperson achieves phenomenal success but ends up in a loss years later because of poor planning. Owning a successful business doesn’t guarantee you’ve achieved your own long-term financial security. This book helps you to protect and grow wealth.

8. How To build Wealth From Scratch.

This writing is a smart parent guide on teaching children wealth creation ensuring early retirement and better living. A father explains to his child the basic steps he must take in getting wealth from the scratch and what to do in maintaining accumulated wealth.

9. Do-It-Yourself Wealth Management.

The task of personal and family wealth management seems like it requires so many interrelated complex decisions with multiple risk dimensions that most people feel overwhelmed. However, we are all our own wealth managers, regardless of who you pay for advice.

10. Grab The Dream.

Are you drowning in debt and have no idea how to escape the debt trap? Have you ever thought that there needs to be a class called ‘Life’ where someone teaches basic financial principles? here you will learn why some people get ahead in life while others are just falling behind.

“If you don’t like to read, you haven’t found the right book.”

J.K Rowling.
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Ten benefits of being in middle class family.

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We all know that being born in a middle-class family is an everyday compromise. Every time when we want something, we have to wait for years to get it fulfilled. Apart from these there is a positive angle in being middle class. So, here is a list of ten benefits of being in middle class family.

1. You Value Education and Knowledge.

My parents refuse to give me money to go and have some useless fun with my friends but they never refuse to give money if I want to buy a book no matter how much it costs. As most of the money is spent on our education we will understand its importance.

2. You Know the Value of Money.

Starting from childhood to the point you earn something, you know how to live on a strict budget. You have seen how your parents work hard day and night to make ends meet. So respecting money automatically inculcate into your mind.

3. You Know Sharing is Caring.

Since you are naturally short of resources in terms of money, you are asked to share your things or belongings with your siblings to avoid unnecessary expenses. And that will fetch you immense pleasure when you see their happiness.

4. Teaches Us Determination.

When you realize that people mocking you and your family. You want to break punch them on their face Simultaneously, saying, let the victory take the revenge. It teaches you channelize your anger for a better and successful future.

5. You Enjoy Small Things in Life.

We all know that “The more we have the less we appreciate”. As middle class people we never have more. We just enjoy all the extra things that we get in life, even we enjoy the small things that we have in life.

6. Thurst for Growth.

They never consider themselves a success. So, there is always a hope for improvement. A hope for more money, more comfort, a bigger house, etc. Some people may find it being too materialistic but this lay the foundation of a growth mindset.

7. You Know Both Sides of The Coin.

Being from middle class family exposes you to both sides of the world. We know how difficult it is to meet our needs and we also know how it feels to have facilities which still are only dreams for many. It makes us humble.

8. Helps You in Self Greed Management.

You learn how to sacrifice from early age. You just can’t demand anything since you are aware about family’s financial condition. This experience helps us in long run because the first lesson of self greed management is learnt from early age.

9. You Learn The Art of Bargaining.

Since every penny matters to you, you bargain hard to save whatever you can. That joy on the face when the shopkeeper gives you an extra discount and you save a bit extra is altogether a different experience.

10. Strong Bond Among Family.

A sad part is that middle class people can’t afford lavish bungalows. All they have to settle down with just enough place to eat and sleep. So, forget about any room of your own. On a brighter side, it increases bonding with family.

“Upper classes are a nation’s past; the middle class is its future.”

Ayn Rand.
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Ten proven ways to make your own luck.

Luck is not a plan, but you can plan to have more luck. Lucky people, whether they realize it or not, have probably found ways to crack the code. They have learned to put themselves in the right situations, take advantage of the right opportunities and accomplish their goals through a lot of hard work.

1. Be Optimistic.

As strange as it sounds, believing that you are lucky makes you more likely to be receptive to the opportunities. Try to pay attention when you get lucky, pause and acknowledge it. Soon, you will realize you are luckier than you thought.

2. Neglect Superstitions.

If a great opportunity arises, is that luck or is it the result of a great impression you left on someone else, who then turned the opportunity your way? fortune is unlike our thinking. Nothing but your efforts brings you the so called luck.

3. Take a Chance.

If you don’t push yourself out of your comfort zone, you’ll never know the true extent of your abilities. Take advantage of favorable circumstances and see where they take you. Allow yourself to be versatile and wear different hats.

4. Believe in Hard-work.

Lucky people are prepared to work hard and create their own luck. Of course, it’s also true that many people who have worked hard all their lives never find the success they dreamed of. This is where the patience comes into picture.

5. Be Social.

Broaden your social circle and build your professional network. One of the fastest and best ways to garner more luck is to put yourself out there and meet more people, because people may bring opportunities.

6. Stay in The Present.

There are things you can change and you cannot. Instead of trying to control what you cannot, stay in the present. It allows you to see all the little things that you’re unaware of. And when it truly comes down to it, luck happens in the moment.

7. Do What You Love.

You can’t do something you don’t love for sustained time. Lucky people who manage to work hard are generally doing something that they love and feel that is worthwhile. They have a burning desire and nothing can stop them.

8. Take Action.

There’s a saying that “fortune favors the brave” and it is indeed true that if you don’t take action to reach your goal, it is unlikely you will ever reach it. For instance, if you want a better job, if you don’t start looking, it is doubtful you will find it. 

9. Be Relaxed.

When we are stressed and tired, our ambitions and optimism tend to shrink and we start focusing on our needs and ourselves. When relaxed and happy, we expand outwards and notice opportunities more easily.

10. Be Flexible.

You might have plans to be married by a certain age, kids by another, and to hit certain career goals. But luck doesn’t care about your plans. It follows its own path. So, be willing to adapt your plans if a new opportunity presents itself.

“When it comes to luck, you make your own.”

Bruce Springsteen.
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Ten benefits of having a hobby.

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Spending time doing an enjoyable activity that is not attached to work or other commitments will help increase your happiness and satisfaction with life. Now, we will be seeing how having a hobby can be a wonderful thing. So, here is a list of ten benefits of having a hobby.

1. Stress Reliever.

Your hobby should be a completely pleasurable activity that allows you to take your mind off of the demands of your daily life or negative emotions. It’s a healthy and productive distraction from work or personal troubles.

2. Exploring Yourself and talents.

You never really know what you’re capable of unless you try something. You may surprise yourself. For instance you feel chess is soo boring while watching but when you try it once you may feel wonderful and wanted to play again and again.

3. Hobbies Make You More Interesting.

Your hobby may give you a different perspective from others. Because you may also have some fun stories, experiences, and skills to share with people. Maybe you will know a lot more than others and they will be interested in your knowledge.

4. Prevent You From Wasting Time.

Boredom is actually responsible for a lot of the suffering in our society, and many of people’s destructive behaviors. As the old saying goes, “Idle hands are the devil’s workshop.” Hobbies keep you out of trouble, and help relieve boredom. 

5. Nurtures Creativity.

Most hobbies tap into one’s creative potential. Even a simple hobby as stamp collection requires creativity in displaying the collection. When it comes to drawing, painting, music, arts and crafts, they serve to be perfect outlets for creative surges.

6. Allows You to Meet New People.

Mutual tastes in activities such as music, arts, and sports are one of the surest ways to connect with other people. Hanging out with like-minded people who share your passions can turn out to be a great way to increase your social circle.

7. Can Provide Additional Income.

You may find a hobby that you are good enough at that you can make extra income. You may even get the chance to turn your hobby into a full-time job. Not everyone wants to turn their hobby into a business, but some can benefit from extra income.

8. Improves Your Self-Confidence.

Pushing your limits will help you build self esteem as you achieve things you thought were not possible. Each time you progress with your hobby, you are pushing yourself more into a mentality of being able to accomplish anything.

9. Helps Improving Your Career.

While it may seem unlikely to make time for something outside of work in order to get ahead at work, career coaches have confirmed that having a hobby can help make you better at your job and helps you learn how to handle work-life stress. 

10. You’ll Have Good Sleep.

If you’re like a lot of people, you probably look through your phone, watch television, or look through social media. And then, you probably have a hard time falling asleep. Finding a relaxing hobby allows you to fall asleep more easily.

“Happy is the man who can make a living by his hobby.”

George Bernard Shaw.
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Ten signs that you are enjoying your work.

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Many people are taking jobs out of necessity rather than passion, it may be difficult to imagine that people exist who really love their jobs. Most people out there hate the work they do. Yet, some genuinely love their work. So, here is a list of ten signs that you are enjoying your work.

1. Time Flies.

Your time at work just flies. Sometimes, you don’t even notice it’s time to go home and chill. People who hate their jobs generally can’t wait to be released because they consider happiness to exist only outside of work.

2. Money is Not an Issue.

Even a dream job can turn into a nightmare if you’re not being paid well. People who’re in the right job don’t have this problem. You only have one life, so don’t waste it working somewhere you hate just because of the money.

3. You Don’t Care of Struggles.

Work can be a struggle. But when you enjoy your work, you don’t care. You love the struggle. You love coming back, refining, and the process of progression to get what you want. The end goal of producing something amazing is worth it.

4. You Feel Satisfied, Though Tired.

If you feel accomplished, happy and satisfied about producing something of value when you work and if that makes you tired, then that’s the sign you are enjoying your work. Where as you feel more exhausted and angry when you hate what you do.

5. You Never Complain of Work.

When you start enjoying your work you stop complaining about anything and everything related to your work. You become keen on seeing the positive side of every situation rather than falling into an unpleasant situation for no reason.

6. You Feel Like You Are Adding Value.

You feel good about yourself for having created something which helps someone. When you come up with unique ideas and create new things, you feel great about yourself. You feel a deep sense of gratitude for having added value to your work.

7. You Are Comfortable For Working Extra Hours.

Work no more feels like work once you start enjoying it. You cease in time and refuse to look at your watch. That’s when you give your cent per cent in producing quality work and contributing to innovative ideas and projects.

8. You Try to be Better Everyday.

You will always look for the ways to become better at it. You won’t regret spending time on seminars, self-education, tips from more experienced people, etc. If it seems boring to you, you probably should think of changing your work.

9. You Never Shut up About Work.

This is a pretty annoying habit but it’s a good sign if you’re constantly telling positive or funny stories about your job as long as you’re being sincere. You’re very engaged with the job and eager to share what you’ve been through with others.

10. You Recommend Your Work.

No one refers their friends to jobs they hate unless they also hate that friend. If you would recommend your job, career field or company to a friend or family member, you are usually happy at your job.

“If you are enjoying your work then you are already a successful person.”

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Ten reasons why savings are important.

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You don’t have to be thrifty for saving money. You can cut down your luxury spending. You should enjoy the journey of saving and investing. Starting to save early puts time on your side. So, here is a list of ten reasons why savings are important.

1. Health Depends on It.

There’s a huge connection between mental health and money. The importance of savings and having less or no debt is so big that it can affect your health. Do you really want to spend your life stressed about money every single day?

2. Helps as Emergency.

It’s unrealistic that throughout life, there will be no emergencies. Seriously, is money the last thing you need to be worrying about in an emergency? Many a times that’s wrong, think about it.

3. Save for Retirement.

And this is the future you want to save for. Because who wants to be old and incapable and have no money? Having a decent level of savings for a time when you go well over the hill means you’ll have funds to get some quality support and care.

4. To Pursue Your Dream career.

Have you ever known somebody that was stuck in a job they hate, because they didn’t have the financial freedom to quit and pursue something they enjoy? Well, if they had enough savings, I’m willing to bet that wouldn’t be the case.

5. Big Purchases.

Your savings account isn’t only for things you need, it can be for things you want too. Saving up for a big purchase means you won’t pay extra in finance costs such as interest and fees, the way you would if you put these purchases on credit.

6. Financial Independence.

To wake up in the morning and feel like you have options. To feel free as to whether you have to travel or stay at home, got to job or to play. Saving enough money to live a lifestyle that gives you a sense of freedom is a reason in itself to start saving.

7. To Make Better Decisions.

If you don’t have any money saved, you would probably choose to borrow money from a friend, or You might also consider a paycheck advance, which charges a lot of interest. None of these options are good for your financial health.

8. Save Money for Home.

It’s a dream many have, to own their own home. I have to say, there’s no greater feeling that buying your own place and calling it home. Buying a house at the right time can be one of the best decisions you’ll ever make, particularly if it goes up in value.

9. You Can Take Calculated Risks.

Part of the importance of saving money is to build cash reserves so you can take calculated risks with less worry. When you have savings, you can explore new opportunities, even if they may temporarily impact your earnings or life.

10. Helping Others.

You’ll have more to spend, save and give. You can help others financially, helping a family member in need or giving really big tips at restaurants. It’s fun to surprise others with generosity and give back to causes that you care about.

“Do not save what is left after spending, instead spend what is left after saving.”

Warren Buffet.
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Ten ways to make money quickly.

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In a budget deficit? Need some fast cash? We’re talking here about pittance of capital, not millions of dollars i.e enough to satisfy your monthly obligations. They are meant to get you through the difficult times. So, here is a list of ten ways to make money quickly.

1. Become a Market Research Participant.

It’s fairly quick money for not a lot of work. Companies looking for consumers opinions on a variety of products and services put you in a room to garner your opinion. That’s it. Sounds great right then try it out.

2. Pawn Your Valuables.

You won’t get retail price for your merchandise, but pawn shops do offer quick money for some items. You’ll get the most value out of jewelry, weapons, and newer electronics, but you can pawn almost anything you no longer use.

3. Flip Real Estate Contracts.

Making money in real estate can be tricky, but it’s not impossible. You don’t need a lot of starting capital to make money in the real estate industry. But you do need the knowledge and the know-how.

4. Become a Mystery Shopper.

Mystery shoppers visit restaurants and retailers in order to write detailed reviews of the products and services they received. This is a popular recommendation since the gig is rather easy, but you need a reliable source for jobs.

5. Event Planning Gig.

If you are good at event planning, spread the word to everyone you know, and let them know what you can do. While getting your first few clients can be difficult, it’s easier to get business once you have some excellent references to share.

6. Create or Edit Videos.

Almost everything is digital right now, so is the world. If you can create videos, offer your services to businesses. You may be surprised at how much people will pay you to create videos they need for marketing and other projects.

7. Bitcoin and Cryptocurrencies.

This digital money uses encryption to make safe and secure transactions instantly from anywhere in the world. Not regulated by any bank, government organization. This is a open network and is managed by the users and investors themselves.

8. Conduct a Webinar.

Okay, it sounds intimidating but webinars are one of the best ways to earn cash quickly. You’re speaking to a highly-engaged audience. If you position yourself and the offer correctly, you can make good money in a very short period.

9. Become a Freelancer.

Have you ever imagined working in the comfort of your home and earning a decent amount of money?No matter how much time you put into it, you’ll get categorized as a freelancer who earns money by selling your services to others.

10. Online Betting.

Betting is illegal in most of India. But there is no law that makes online betting an illegal activity. Hands down the quickest way to make a lot of money. Many people even become millionaires with betting.

“Making money is a hobby that will complement any other hobbies you have, beautifully”.

Scott Alexander.
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Ten most underrated professions in India.

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Just because the career you choose doesn’t fit in the ideal image of society doesn’t mean that you can’t be a path-breaker. If you have the right skills to reach the heights in life, you must take up unique career options that remain unexplored. So, here is a list of ten most underrated professions in India.

1. Farmers.

India being an agriculture dependent country still thinks of farming as the least preferred career choice. The stereotyped definition of farmers, as not educated enough has more or less degraded their value more in society.

2. Teachers.

Oh this person would have never bothered about career, that is why he or she is a teacher today. It’s pity when parents tell children this way. And believe me because of this, our whole nation is suffering from the bad quality of teachers.

3. Sanitary Workers.

They work day and nights to always give you a clean surrounding. Men and women, both clean the streets that Indians so immodestly paint it with litter, spit, garbage, plastics and what not. You mess things up on the street, they clean it.

4. Customer Service.

It’s not an easy task to make your voice reach the customer’s ears. They are available all time for solving all your queries. The stress of working long hours, night shifts and the demanding pace can be a significant challenge.

5. Prostitution.

Many of us don’t even consider it as a profession. There are around three million sex workers in India. Prostitution is legal in India. Prostitution within laws can reduce the large number of rape cases and sexual violence in the society.

6. Writers.

Being a writer is not an easy task. It requires great creativity. Writers work will exist even after the person is dead. Even if you don’t read books, you still watch movies or read newspaper or listen to music, that also originates from literature.

7. Delivery boys.

In the world of online marketing, our lives are incomplete without delivery boys. They can’t stop their delivery due to heat wave or massive rain. From carrying heavy weights to speaking to customers while riding on the bike, their life has no security.

8. Police Constables.

They comprise a major part of the total workforce of Police. Zero respect is given to them. They are hardly respected anywhere. No matter the constable is honest or corrupt. We tend to generalize things and see the picture from one perspective only.

9. Veterinarian.

This is one of the most underrated professions in India. When your pet gets sick you run to them for treatment, you spent money to keep your pet safe but people call them Animal Doctors. Veterinarian is as important as any doctor.

10. Security Guards.

They stay awake braving the chilled nights or scorching heat for your safety. They do not have any kind of insurance if anything were to happen, while on duty. They stand in their uniforms, with pride and smile no matter what.

“Every profession is perfect in it’s own dimension.

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Ten reasons why you aren’t successful.

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Wanting for success is not enough. You have to have a burning desire. This may be a crude example, but this point must be emphasized. Wishful thinking does not make things happen. We all know that simple truth. Every failure has some reasons. So, here is a list of ten reasons why you aren’t successful.

1. No Patience.

Success doesn’t come overnight. Having the ability to be patient and continuing on the journey towards achieving your goals can help you understand that consistent hard work will generate successful outcomes in your lives.

2. Laziness.

We’ve all been lazy. The beauty of life lies in new and novel experiences. When you’re lazy, you don’t even give yourself a chance to experience new things. It’s all not fair when you just exist when you have the ability to live.

3. Negativity.

You cant find success if you are stuck back in negativity. You won’t see any positives in the world and it will hold you back. When you began to shift your mindset from one of negative to one of positive, you begin to see a whole new world.

4. Being Inconsistent.

Being consistent isn’t actually a quality, it is a choice because everyone is quite capable of being consistent. If you choose to be inconsistent even after having the ability to do something then that’s the reason you are unsuccessful. 

5. Giving Excuses.

Many people will say they don’t have enough time, money, energy, etc., to change their life, but what separates those who achieve success with those who don’t is how they handle the potential excuses that enter their thoughts to distract.

6. Not Learning From Mistakes.

Humans make mistakes, surely. But repeating can turn to sin. Try to see the mistake as an opportunity to learn something new. If you find something you can take away as a lesson. Then you are less likely to repeat it again.

7. Not passionate.

If passion is present, people tend to be more resilient when they encounter obstacles. People who are passionate about what they do, tend to be people who have more positive outlooks and able to overcome difficulties through problem-solving.

8. Inability to know Yourself.

A lack of self-knowledge leaves you open to accident and mistaken ambitions. When you know yourself, you understand what motivates you to resist bad habits and develop good ones. You’ll know which values and goals activate your willpower.

9. Associate with Wrong People.

We have to surround ourselves with others who are passionate about developing themselves and becoming successful. When you begin to associate with those who have a success mindset, great things begin to happen.

10. Waiting for Luck or Opportunity.

Luck or opportunity is never given it is created. That’s why it is important to always be prepared for the surprise because opportunities usually arise when you least expect it and that is why in most cases we’re not prepared and call it bad luck.

“The key to success is to focus on goals, not obstacles.”

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Ten best jobs for travelling the world.

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The best travel jobs allow you to make an income doing what you love while not being restricted to one location. Here are some of the best travel jobs for different skill-sets, backgrounds, and comfort levels that will help you make money traveling.

1. Travel Guide.

If you’re outgoing and friendly, this is perhaps one of the best love-your-job’s in the world. Imagine living in a foreign country showing travelers who, like you love to travel, around your new home. Travel guide is one of the best job for travelling world.

2. Travel Photographer.

If you’re talented in the creative department and want to stay on the road full time, a great idea is to pick up a camera, train yourself, perfect your craft, and sell your images or videos online. This is the right job for you to travel the world.

3. Skills or Art Instructor.

Do you have any special talents? singing, painting, music, break dancing, yoga, it could be anything. You can turn your hobby into a job that allows you to travel. If not, job you can perform as well which will also make much money.

4. English Tutor.

If you are familiar with basic teaching concepts and skills, you can become an English instructor and teach abroad. The main requirement for teaching English generally include having a Bachelor’s Degree and often some teaching experience.

5. Freelance Travel Writer.

Imagine earning money by writing about your travel adventures. If you mastered the art of weaving stories and playing with words, it is a perfect way to earn money while fulfilling your wanderlust as a freelance travel writer.

6. Au pair.

An au pair is a professional from a foreign country, working as live-in babysitter or nanny hired by a family to help their kids learn a new language and do some household chores in exchange for room, board, and a weekly income.

7. International Aid Worker.

If you want to travel for a living while making a real difference in people’s lives, consider working for an international aid organization. With this job, you can visit countries and help residents recover from serious situations.

8. Event planner.

Event planning allows you to visit the spot for the event. Not only a particular spot but also many places  for coordinating with all other requirements for the event. Every element of event planning includes travelling.

9. International Trading.

You could import and export anything in today’s society, With globalization always on the up. You’ll have to be entrepreneurial and have a never give up attitude, but it’s a great excuse to travel for work if you can make it work.

10. International chain business.

When you are working for international chains you can be transferred lot many times and also get the opportunity to visit all places where your company  branches are present to gain some experience and tours are quite common in your job.

“The world is a book, and those who do not travel read only one page.”

Saint Augustene.
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